Making money decisions shouldn’t take all day. Should you fix your budget or start over? Keep paying for that car repair or buy new? Keep that subscription or cancel it? At Simply Decided, our Money Expert does the real cost-per-year math, not just opinions. Below are the 12 money decisions people Google most – click one and get a clear fix, replace, keep, or quit answer.

The 60-Second Money Audit: Which Decision Are You Stuck On?

Click your situation – get the exact formula to use right here.

Car: Fix or Buy New?
The 50% Depreciation Rule House: Repair or Sell?
The 5-Year Horizon Rule Subscription: Keep or Cancel?
The $5 Rule Budget: Fix or Start Over?
The 3-Month Drift Rule Rent vs Buy: Which Is Cheaper?
The 5% Unrecoverable Cost Rule Credit: Fix or Bankruptcy?
The Rule: The 50% Income Ratio Rule Debt: Pay Off or Invest?
The Rule: The 6% Interest Rule Roth or Traditional IRA/401(k)?
The Rule: The 24% Tax Bracket Rule Refinance or Keep Current Mortgage?
The 1% Rate & 24-Month Break-Even Rule Lease or Buy?
The 12,000-Mile & 5-Year Rule New or Used Car?
The 3-Year Depreciation Sweet Spot Emergency Fund: Save or Pay Debt?
The $1,000 Starter Buffer Rule